Diversify Savings with Expert Mutual Fund Portfolios
At Made Money Today, we help investors systematically compound their capital through high-conviction Equity, Debt, and Hybrid mutual fund schemes aligned with their risk profile and financial milestones.
Mutual Funds Snapshot
Types of Mutual Funds
Choose the right fund category based on your investment horizon, financial goals, and risk tolerance.
Equity Funds
Invests predominantly in stocks across Large-cap, Mid-cap, and Small-cap companies. Best suited for wealth creation over a 5+ year investment horizon.
- Large, Mid & Small Cap
- ELSS Tax Saver (80C)
- Sectoral & Thematic
Debt Funds
Allocates capital to government securities, treasury bills, and corporate bonds. Ideal for predictable income and low-volatility returns.
- Liquid & Overnight Funds
- Short & Medium Duration
- Corporate Bond Funds
Hybrid Funds
Combines both equities and debt securities to balance risk and return. Automatically rebalances based on market valuations.
- Dynamic Asset Allocation
- Aggressive Hybrid
- Arbitrage Funds
Index Funds & ETFs
Mirrors benchmark indices like NIFTY 50, Sensex, and Next 50 at ultra-low expense ratios. Eliminates fund-manager bias.
- Ultra-Low Expense Ratio
- Zero Fund-Manager Risk
- Direct Market Tracking
Why Invest in Mutual Funds?
A battle-tested vehicle for retail investors to beat inflation and achieve institutional-grade compounding.
Professional Management
Experienced fund managers with extensive research desks actively monitor and optimize your portfolio assets.
Instant Diversification
Spread risk across dozens of companies and multiple sectors with a single mutual fund scheme.
Flexible Micro-SIPs
Start wealth compounding with as low as ₹500/month via automated monthly Systematic Investment Plans.
High Liquidity
Redeem units anytime into your bank account within T+1 to T+2 settlement cycles without lock-in penalties.
Tax Optimization (ELSS)
Save up to ₹46,800 annually under Section 80C with the lowest lock-in (3 years) among all tax-saving assets.
Institutional Transparency
Daily Net Asset Value (NAV) updates, monthly factsheets, and strict SEBI regulatory compliance.
Asset Allocation by Life Horizon
Aligning your equity vs. debt split according to your investment timeframe.
Capital Protection First
Focus on Liquid, Ultra-Short Duration, and Arbitrage funds to preserve capital and generate low-volatility returns.
80% Debt / Liquid + 20% Arbitrage
Balanced Growth
Deploy capital across Dynamic Asset Allocation, Balanced Advantage, and Large-Cap equity schemes for healthy inflation beating growth.
50% Equity + 50% High-Grade Debt
Aggressive Compounding
Harness Mid-Cap, Small-Cap, and Flexi-Cap equities to build exponential generational wealth for retirement and milestone objectives.
80%–90% Equity + 10%–20% Debt
Mutual Fund Essentials
Clear, honest answers to common questions about mutual funds, SIPs, and taxes.
What is the minimum amount required to start investing in Mutual Funds?
You can start an automated monthly Systematic Investment Plan (SIP) with as little as ₹500/month. For one-time lumpsum investments, most mutual fund houses require a minimum of ₹1,000 to ₹5,000.
What is the difference between Direct and Regular mutual fund plans?
Direct plans are purchased directly from the Asset Management Company (AMC) without distributor commissions, resulting in a lower expense ratio and higher compounding returns over the long term. Regular plans include broker commissions.
How are Mutual Funds taxed in India?
For Equity Mutual Funds held for more than 12 months, Long-Term Capital Gains (LTCG) are taxed at 12.5% above ₹1.25 Lakh per financial year. Short-Term Capital Gains (held < 12 months) are taxed at 20%. Debt mutual fund returns are taxed as per your income tax slab rate.
What is an ELSS (Equity Linked Savings Scheme)?
ELSS is a specialized category of equity mutual fund that offers tax deduction up to ₹1.5 Lakh annually under Section 80C of the Income Tax Act. It has a mandatory 3-year lock-in period, which is the shortest among all 80C options.