SWP Calculator: Manage Your Cash Flow
A Systematic Withdrawal Plan (SWP) Calculator helps you determine the sustainable withdrawal rate from your mutual fund corpus. It is ideal for retirees looking for a regular income stream from their investments.
How SWP Works
Unlike SIP where you invest regularly, in SWP you withdraw a fixed amount regularly. The calculator helps you estimate how long your corpus will last based on the withdrawal amount and expected returns.
Advantages
- Regular Income: Create a pension-like income stream.
- Tax Efficiency: Withdrawals from equity funds may be more tax-efficient than traditional interest income.
- Capital Appreciation: The remaining corpus continues to grow if the withdrawal rate is lower than the return rate.